We're a new type of real estate company that removes the stress and uncertainty of buying and selling a home. With our Move First program, we help you make a strong offer to buy your next home before selling your current one, so you never miss out on your dream home. After you move out we prep, list, and market your home to get you top dollar.
In addition to Move First, we also offer Buy with Orchard for those only looking to buy a new home and List with Orchard for homeowners who are only looking to sell their existing home.
We currently serve customers in:
No, unlike home flippers who buy distressed homes at a deep discount, Orchard employs licensed real estate agents to list your home on the market to get you top dollar. While iBuyers make lowball cash offers and then keep the profits when they resell the home, Orchard passes the upside from selling your home right back to you. Most of our customers receive 80-90% of their home value upfront that can be used to pay down a mortgage and make a down payment on a new home. Then, after Orchard sells the home, we share the additional proceeds. Our customers make as much as they would in a traditional sale, but with the benefit of having most of their proceeds upfront so they can buy before they sell.
Yes, Orchard is a licensed broker entity with licensed real estate agents called Home Advisors. Our Home Advisors have years of real estate experience in our local markets and have helped hundreds of customers buy & sell their homes. An Orchard Home Advisor will represent you in the purchase of your new home and an Orchard Listing Agent will represent you in the sale of your current home.
Orchard Title is a full-service title insurance agency. They work with home sellers and buyers in Texas, Colorado, Georgia, North Carolina, Maryland, and Virginia on their closing process, including the transfer of title from a home seller to a home buyer. Closings in Texas are managed by Texas licensed Escrow Officers at Orchard Title of Texas, while a National Agency team at Orchard Title services Colorado, Georgia, North Carolina, Maryland, and Virginia customers. For more information about Orchard Title, visit their website.
Based on the information you provide about your home's condition and unique characteristics, as well as recent sales in your area, we'll provide you with a range of what we think your home will sell for once we list it on the market. Our team uses comparable homes, market data, and local expertise to calculate your home value estimate.
Orchard’s home valuations are 40% more accurate than other real estate websites. First, we account for each detail you shared about your home's quality and features. And, because we only offer our services in a select few markets, we've become experts in pricing homes in these cities. To start, our estimates are based on the information you submit about your home, but we can provide an even more accurate valuation after completing a home assessment.
The home assessment allows us to take a closer look at your home’s condition and unique characteristics to give you a more accurate home valuation. If you are using our Move First program, we will use this valuation to determine how much equity you can unlock to put toward your new home purchase. Orchard can also recommend any repairs or upgrades you should make to your home in order for it to stand out and sell faster. Knowing what prospective buyers might focus on can help you save valuable time during the closing process.
Instant equity gives you the ability to tap into your home’s equity upfront so you can buy a new home before listing your current one. With instant equity, you can make a strong offer on a new home that isn’t contingent on selling your current one. Orchard gives you up to 90% of your home value upfront so you can pay off your mortgage and make a down payment on your new home. Then, you’ll get the remainder after Orchard sells your home on the market.
A member of the Orchard real estate team will conduct a virtual assessment of your home with you online. During the assessment, they’ll guide you through a series of questions and ask to see each part of your home, including the exterior. The best part - our assessments are typically completed in 30 minutes without anyone needing to enter your home.
No, Orchard offers this service complimentary at no charge to you. You are also not obligated to continue working with Orchard after you receive the results of your assessment.
We offer several programs for home buyers and sellers.
An Orchard Home Advisor can walk you through your buying and selling options and recommend the program that’s best for your unique needs. Start by sharing some information about your goals and timeline and we’ll reach out to schedule a consultation with one of our team members in your area.
When you work with Orchard, you’ll be matched with a Home Advisor local to your area to help you buy your new home and a listing agent to help you sell your current home. There are many team members who will be working behind the scenes to make sure everything runs smoothly!
Orchard employs experienced, licensed real estate agents who will help you navigate the process of selling and buying a home. You'll be matched with a Home Advisor who knows your area. Your Home Advisor will help you find the right home for you, make a strong offer, list your current home, and lead negotiations with buyers.
After you receive your home sale estimate, the next steps are a virtual home assessment and a consultation with your Orchard Home Advisor. He or she will go over the process of selling and buying with Orchard and answer your questions. They'll also take a closer look around your home and share any tips or suggestions to help you get your home ready to list. In this first meeting, your Home Advisor will also discuss your criteria for a new home as well as the financing process so you are prepared to start looking for new homes.
Like in a traditional home sale, your Orchard listing agent is committed to listing and marketing your home to find you a buyer and get you market price. Our team is aligned with you to sell your home for the highest amount possible (the more your home sells for, the higher their commission). But unlike a traditional agent, Orchard helps you buy a new home before you list your current one. This also means you avoid home showings and open houses. We can also turn you into an all-cash buyer by using our funds to purchase a new home.
Orchard’s Concierge service helps you get your home show-ready so it can attract more buyers and sell faster. Our team will recommend repairs and upgrades you should make to your home in order for it to stand out and sell faster; plus, we manage the work with vetted vendor partners on your behalf. There is no fee to use the service and it can be added to Orchard’s Move First, List With Orchard, or Buy & List programs.
Available upgrades include: flooring repairs, carpet cleaning & replacement, interior & exterior paint, odor remediation, pest control, and minor repairs related to HVAC, electrical, roofing, and water heating & plumbing.
There are no upfront costs associated with using Concierge. When your home sells, we’ll deduct the cost of completing the upgrades from your final proceeds. That’s it. No interest, no hidden fees.
Move First allows homeowners to buy their new home before they sell, then list for top dollar. You'll work with a dedicated Orchard Home Advisor to shop for homes, and when you find one you love, Orchard will help you make a strong non-contingent offer to buy it. You move in right away and skip home showings while Orchard preps, lists, and shows your old home.
Unlike a traditional process, Orchard allows you to buy your new home before selling your existing home. Never make a contingent offer or lose out on your dream home because you haven't sold your current home. Orchard preps your home for sale with professional photos, a 3D home tour, and ongoing routine maintenance. When you sell your home, you’ll avoid open houses or showings and receive additional proceeds above your instant equity amount.
Our Move First program is designed for homeowners looking to sell their current home and buy a new home in one of our markets. To be eligible for the Move First program, the home you're selling must be a single-family home built between 1920 - 2020 that is not currently listed on the market. Orchard's valuation of the home must also be greater than:
Orchard Home Advisors can help you look for any home within the Atlanta, Austin, Charlotte, Dallas-Fort Worth, Denver, Houston, Montgomery County-MD, Northern Virginia, Raleigh-Durham, or San Antonio areas, including new construction.
When you work with Orchard to buy and sell, pay one fee equal to 6% of your home sale price — the same as a traditional agent.
Orchard lets you shop for new homes and make a strong offer as soon as you find the one you love. No need to wait to sell your current home or make a contingent offer. In a hot market, Orchard can help you make an all-cash offer that stands out, giving you an edge on other buyers. Orchard's Home Advisors will work with you on your schedule to find a home that meets your needs. They can show you any home on the market and will work with you to set up a home search with your criteria.
Orchard Home Advisors can show you any home on the market in your area.
Yes, definitely! Orchard is a great option for buyers of new construction because we remove any home sale contingencies and allow you to line up the timing of your home sale with your new home purchase.
Tour any home on the market with your Orchard Home Advisor. When you're ready to submit an offer, Orchard will help you make a strong offer to buy it. You can move in right away and Orchard will take care of listing your home.
When you use the Move First program, you can access the equity from your current home even before it’s listed. After a home assessment, Orchard will let you know your instant equity amount, which we’ll give you to pay down your mortgage and make a down payment on your new home. If you’re buying in a hot market, we can even make you an all-cash buyer with Offer Boost.
When you move into your new home, you’ll be responsible for standard costs like maintenance and utilities. If you use Offer Boost to buy your next home with our cash, you will pay rent on the home until your old home sells. This amount will be deducted from your home sale proceeds and will be shared with you upfront.
No, you are under no obligation to buy a home owned by Orchard. Your Orchard Home Advisor will show you all potential homes in your city that fit your desired criteria. If you purchase a home owned by Orchard, separate Home Advisors will represent both sides of the transaction.
Before you start shopping for homes, you will get pre-approved for a mortgage to help you understand what you can afford to buy. You can work with any lender of your choice, including Orchard Home Loans.
We’ll help you coordinate the closing process with the title company and Orchard Home Loans or the lender of your choice. A few days before you are scheduled to close on your new home, Orchard will purchase your current home to unlock your equity. That way, you can roll it over into your new home purchase. By lining up both closings perfectly, you’ll also avoid double moves and double mortgages.
We feel confident our team will help you find a home you love, but if for any reason you do not find your next home with Orchard or if your circumstances change, you'll have the option to terminate your agreement with us. If you decide to rent instead or buy a home outside of your metro area and still need to sell your home, you can still list your home with Orchard.
Offer Boost is an add-on to the Move First program that can make you an even stronger buyer with an all-cash offer. If you qualify for Offer Boost, you can use Orchard’s cash to buy your next home and move in right away.
Offer Boost is a great option for home buyers in a hot market who want to make a competitive offer. To use Offer Boost, the home you are buying must be a single-family home built after 1949.
In order to qualify for Offer Boost, you’ll complete a pre-qualification with our partners at Orchard Home Loans. This helps us understand your financial situation and determine your cash buying budget with Orchard.
Work with your Home Advisor to find a home you love. Then, Orchard will make an all-cash offer on your behalf. Once the purchase closes, you can move in right away and Orchard will list your old home. When your old home sells, you’ll finalize your mortgage and we’ll coordinate a transfer of your new home into your name.
Buying with cash makes your offer more likely to be accepted. Sellers love cash offers because they are more simple and certain than those with financing that might fall through. Cash buyers also can save 1-2% on their purchase price (that’s $7,000 on a $350,000 home!)
Just like Move First, when you use Offer Boost you’ll pay one fee equal to 6% of your home sale price (the same as a traditional agent). After your old home sells, we’ll settle up with you for our costs to own and hold your new home while you live there. Typically, these are $50-$150/day but vary based on your home’s size and location. Your Home Advisor can share an estimate when you meet.
Your instant equity first goes toward paying off any remaining mortgage balance on your current home. Once you move into your new home, you’ll coordinate directly with your lender to pay your mortgage on that property. There are never any double mortgage payments with Orchard.
While your home is listed, your Orchard listing agent will provide recommendations on pricing strategy to help your home sell, but you maintain control of the price during your listing period.
This is very uncommon. Over 99% of our customers sell well before the end of their 120-day listing period. However, in the unlikely event your home has not sold within 4 months, keep your instant equity amount and keep enjoying your new home. Even if we can’t sell your old home for more than your instant equity amount, you will not need to pay anything back — we’ll take the loss.
When you accept an offer for your home, Orchard will help coordinate a smooth close. A closing officer from the title company will walk you through the closing process to the new buyer, which takes 30-45 days on average.
When your home sells, you will pay closing costs similar to a traditional sale. On average, closing costs are around 1% of the sale price of your home. Your Escrow Officer from the title company can give you more specifics once you begin the closing process.
Buy with Orchard is the simple and stress-free way to buy your new home. You'll be paired with an Orchard Buying Advisor to shop for homes, and when you find one you love, Orchard will help you make a stronger, cash-backed offer that’s more likely to win.
In addition to giving you access to a dedicated, local Buying Advisor who will guide you through the home buying process, Orchard provides you:
Our Buy with Orchard service is designed for home buyers in the following areas:
Similar to a traditional agent, Orchard is paid a commission by the seller when we help you buy a home. There are no additional costs that you pay out of pocket.
Orchard’s Buying Advisors are licensed local real estate agents who will guide you through the home buying process. You’ll be matched with a dedicated Buying Advisor who will support you from search to close.
Start by filling out our online form to give us some more information about your home-buying plans. From there, we’ll be in touch to set up a free consultation with an Orchard Buying Advisor so that you can get more information about buying with Orchard.
Absolutely! Orchard gives first-time buyers the tools, expertise, financial backing, and guidance to make the leap to home ownership. Our Buying Advisors are experienced real estate agents that can help first-time buyers navigate the entire home buying process.
First, you’ll define your budget and goals with your Buying Advisor. Then, you’ll get approved for the cash-backed offer program and a mortgage. Once you’re approved, you’ll begin the process of searching for homes and going on tours. When you find the home you love, your Buying Advisor will help you negotiate and submit a competitive offer.
Your Buying Advisor is available to guide you throughout the process and answer any questions, from getting started to closing on a home and completing inspections. If it’s your first time purchasing a home, you can learn more by reviewing our first time buyer’s guide.
Orchard Buying Advisors can show you any home on the market in your area.
Orchard makes you a stronger buyer by backing your offer with our cash. This means that if there’s a delay in the closing process, we’ll step in to buy the home for you. After we buy the home, we’ll sell it back to you at the exact same price, no strings attached.
Unlike traditional offers, cash-backed offers are guaranteed to close and are more appealing to sellers.
To use cash-backed offers, the home you are buying must be a single-family home built after 1949. You must also finance using a conventional loan, and submit a 2% earnest money deposit.
To qualify for cash-backed offers, you’ll complete an application with our partners at Orchard Home Loans. This helps us understand your financial situation and determine your cash-buying budget with Orchard.
Sellers love cash-backed offers because it means the offer you make is guaranteed to close. Think of it like insurance on your offer. In a lot of cases, sellers would rather take a lower guaranteed offer over a higher offer with traditional financing.
As a buyer, a cash-backed offer also means that you’ll always be able to move on an expected timeline.
Yes, once Orchard purchases the home on your behalf, you’ll be able to move in and start enjoying your new home. As you’re settling in, you’ll continue working with your lender to complete your financing in order for you to buy the home back from us.
Cash-backed offers are part of our Buy with Orchard service, and there is no additional fee to use this feature.
If Orchard ends up stepping in to buy the home for you, you can move in and we’ll cover the costs to own and hold your new home for the first 30 days. This is typically how long it takes most customers to complete their financing.
If you need to stay longer than 30 days, you’ll be responsible for a daily rent to cover expenses like utilities and maintenance. Typically, these are $50-100/day but vary based on your home’s size and location. Your Buying Advisor can share an estimate when you meet.
List with Orchard is the simple and stress-free way to sell a home. You'll work with a dedicated Orchard listing agent to prep and market your home for sale. If you want to sell with added peace of mind, you can choose to get a backup cash offer on your home from Orchard.
Like a traditional process, you will work with an experienced local real estate agent. However, Orchard provides the added peace of mind of a guaranteed home sale, in case the market changes or you need to move on a specific timeline. Plus, Orchard invests over $1,000 to prep your home for sale with professional photos, a 3D home tour, and a listing strategy so you can sell for top dollar. Most of our listings sell faster than the local market average.
Our List with Orchard program is designed for homeowners looking to sell their current home and who are not buying in an Orchard market. To be eligible for the List with Orchard program, the home you're selling must be a single-family home built between 1920 - 2020 that is not currently listed on the market. Orchard's valuation of the home must also fall within the following ranges:
When you work with Orchard to sell your home, pay one fee equal to 6% of your home sale price — the same as a traditional agent. If you choose to sell your home to Orchard before the end of your listing period, we charge a 1% convenience fee that covers our cost to own and resell your home.
Start by filling out our online form with your home’s details to get your initial home value estimate. From there, we’ll be in touch to set up a free home assessment so that we can review the condition of your home and provide your recommended list price and backup cash offer.
While your home is listed, your Orchard listing agent will provide recommendations on pricing strategy to help your home sell, but you maintain control of the price during your listing period.
If after a 120-day listing period, your home has not sold, Orchard will buy it at the agreed-upon instant equity amount. Over 99% of our customers’ homes sell within the 120-day listing period, but your instant equity is there as a backup if the market changes or an offer falls through.
When you accept an offer for your home, Orchard will help coordinate a smooth close. A closing officer from the title company will walk you through the closing process to the new buyer, which takes 30-45 days on average.
When your home sells, you will pay closing costs similar to a traditional sale. On average, closing costs are around 1% of the sale price of your home. Your Escrow Officer from the title company can give you more specifics once you begin the closing process.
Our instant equity option gives you peace of mind when selling your home. We'll list your home on-market for 120 days and promote the listing to find you a new buyer. If the market changes or an offer falls through and your home does not receive an offer within 120 days, we'll buy your home from you at this agreed-upon amount. Most of our customers sell at or close to list price, and 95% of our listings sell above the instant equity amount, but this may be a good option if you need to sell on a specific timeline.
Our free home assessment allows us to take a closer look to give you an accurate instant equity amount for your home. Our team will also recommend any repairs or upgrades you should make to your home in order for it to stand out and sell faster. Knowing what prospective buyers might focus on can help you save valuable time during the closing process.
Yes, we encourage our customers to list their home first to test the market and get top dollar. You have the option to sell your home to Orchard at the instant equity amount once it has been listed for 30 days. We’ll close on the date of your choice so you can line up your sale with an upcoming move. If you sell your home to Orchard before the end of your listing period, we will collect an additional 1% fee to cover the cost of holding and reselling your home.
No, you are not required to sell your home to Orchard at any point. If you reach the end of your 120-day listing period and your home has not sold, you can choose to sell to Orchard or you can remove your listing at no cost.
Our Buy & List service helps homeowners find their new home and sell their current one for top dollar — all for a reduced 4% fee. Buy & List customers work with a dedicated Orchard Home Advisor to shop for homes and with an Orchard Listing Agent to sell their current home. You can also choose which side of the transaction you’d prefer to focus on first: buying a home or selling your current home.
When you buy a new home and list your current one with Orchard, you'll pay a reduced 4% fee (traditional agents typically charge 6%.) This leaves you with more of your hard-earned home equity to put toward your new home purchase.
Start by filling out our online form with your home's details to get your initial home value estimate. From there, we’ll be in touch to set up a free consultation with an Orchard Home Advisor to finalize your valuation and answer any questions about working with Orchard.
Once you define your budget and goals with your Home Advisor, you’ll begin going on tours. When you’re ready to submit an offer, your Home Advisor will help you negotiate a strong offer to buy it. Throughout the process, your Home Advisor will also be guiding you on additional home-buying steps, such as setting up an online search, getting pre-approved, and finalizing your lender selection.
Your Listing Agent will share a recommended list price for your home based on multiple factors, including recent sales in your area, current homes on the market, and the unique features of your home. Once you’re ready to list, they’ll begin a comprehensive marketing plan both online and offline to get you top dollar. Each week, you’ll review buyer feedback from recent showings and determine any pricing adjustments if needed.
Yes, it is. We’ll work with you to determine if your home could benefit from any repairs or upgrades prior to listing. Then we’ll align on a budget, cover the cost of the work, and manage the execution with our vetted partners. This way, you pay nothing out of pocket. The final costs to complete the work will be taken out at closing once your home sells. The best part - there is no fee or interest charged to use the service.