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Status: ACTIVE

207 Cottonwood Rd 
San Ysidro, CA 92173

$699,000

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Prime Multi-Unit Investment Opportunity in San Ysidro! Unlock immediate cash flow and long-term wealth building with this rare 5-bed, 3-bath income-producing compound on a spacious lot in the heart of booming San Ysidrominutes from the border, freeways, and explosive commercial/residential growth. Current Rental Income Breakdown (Total: $4,175/month | $50,100/year): Main House (2 bed / 1 bath): $850/mo (tenant-occupied) Attached Back Unit (2 bed / 1 bath): $1,400/mo (tenant-occupied) Side Unit (1 bed / 1 bath): $800+/mo potential Manufactured Home (1 bed / 1 bath): $900/mo (tenant-occupied) RV Space: $475/mo (tenant-occupied) Detached Studio (~120 sqft, 1 bed / 1 bath): $550/mo (tenant-occupied) Thats $4,175/month in gross rentsenough to cover a ~$3,500 mortgage payment (est. 20% down, 6.5% rate, 30-yr fixed) with cash flow left over. At $699K, youre buying below replacement cost with built-in equity and multiple value-add paths. Why This Property Crushes It: Instant positive cash flow from Day 1 Vacant side unit = immediate upside (rent at $800$1,000+/mo) Zoning + lot size = ADU / new construction potential Live in one unit, rent the rest (house hack & eliminate your mortgage) San Ysidros growth trajectory: border proximity, new housing demand, and commercial expansion = rising rents & property values Key Development Standards for RM-1-1 Based on SDMC 131.0440 et seq. and 2025 updates: Standard Details Notes for this Lot (8257 sqft) Density Max 1 dwelling unit per 1,000 sq ft of lot area Floor Area Ratio (FAR) 0.75 (75% of lot area can be building footprint/floors) HeightMax 30 ft (23 stories) Setbacks Front: 1520 ft (avg. of block); Side: 5 ft; Rear: 15 ft (or 20% of depth). Reduced for ADUs (4 ft side/rear). Lot Coverage Max 50% (buildings + impervious surfaces). Parking 1 space per unit (0.5 for studios/1-beds); none required for ADUs near transit (e.g., trolley in San Ysidro). DISCLAIMER: Broker and Brokers Agent make no representations or guarantees regarding the accuracy of square footage, permitted or unpermitted improvements, bedroom/bathroom count, lot size, dimensions, school districts, or any other information concerning the physical condition or features of the property. Buyer is strongly advised to independently verify all material information through personal inspection and consultation with qualified professionals (e.g., appraisers, inspectors, city officials) prior to the removal of any contingencies in writing.
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Bedrooms
5
Baths
3
House Size
1,474 sqft
Year Built
1930
Lot Size
0.19 ac
School District
Sweetwater Union High School Dis

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In the last 30 days, homes for sale in 92173, San Ysidro, CA were on the market for a median of 67 days and 66.67% of homes sold above list price.

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  • Listed By Ali Oqdeh
  • ali.oqdeh@innovahomerealty.com
  • Innova Home Realtors
  • (619) 819-9171
  • giovanna.gallo@realtors4all.com
  • MLS PTP2508154

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Estimated Monthly Cost

$4,465

30 year fixed·6.9% interest rate
Principal & Interest
$3,683
Property Taxes
$583
Home Insurance
$200
HOA Fees
$0
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