
Status: Under Contract
55 Swan Ct
Monticello, GA 31064
$850,000
------/mo*
CalculateThis beautifully renovated interior designer's dream in Turtle Cove is your chance to own a like-new lakefront retreat on Jackson Lake. Set in a quiet, private deep water cove with sweeping open water views, this home combines elegant finishes with thoughtful design and true functionality. The home includes a ground-level entry from a garage with an electric door and a covered walkway to the house. The spacious custom master suite is located on the main level and flows effortlessly into a bright, open living area. From there, double-deck, oversized covered porches extend the living space outdoors, complete with a luxurious swing bed and peaceful lake views. Perfect for relaxing or entertaining, the home is designed to make the most of lake life. The kitchen is a chef's delight, featuring granite countertops, stainless steel appliances, under-cabinet lighting, accent lighting above the cabinets, subway tile backsplash, and a granite-topped island ideal for casual dining. The eat-in kitchen also includes a separate pantry for added storage. Hardwood floors run throughout the main level, while a cozy wood-burning fireplace with a fieldstone hearth creates a warm focal point in the great room. The lower level features decorative tile floors, additional living space, guest bedrooms, a bathroom, and laundry-all finished with the same attention to detail. Outside, enjoy a covered dock with a single boat slip, boat lift, sundeck, stairs to the lake, and an enclosed storage room. A crisp clear Hot Tub awaits on the lower porch to maximize relaxation at the lake. Also, a custom 8 Seat firepit area with gas starter is a favorite place to chill after sundown. The yard is irrigated with water drawn from the lake. A buried 250-gallon propane tank powers the outdoor grill, gas starter for the main fireplace, gas logs in the downstairs fireplace, and the cooktop of the dual-fuel stove. The system is also ready for an optional tankless water heater, though the home currently features an electric water heater. High end ceiling fans are located throughout the main and lower living areas, including on the porch. An extensive paved driveway offers parking for multiple vehicles. A fresh architectural shingle roof adds long-lasting durability and curb appeal. Wood-slat blinds dress every window, and the home has high-speed internet and vinyl windows throughout. Ample closet space on both levels makes storage easy, and thoughtful upgrades are everywhere you turn. Take a look at the photos, and schedule your private showing today.
Read more- Bedrooms
- 4
- Baths
- 3
- House Size
- 2,800 sqft
- Year Built
- 1982
- Lot Size
- 0.35 ac
Location
Market Insights
In the last 30 days, homes for sale in 31064, Monticello, GA were on the market for a median of 24 days and 28.57% of homes sold above list price.

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Get StartedInterior Information
- appliances
- Range
- Oven
- Dishwasher
- Dryer
- Electric Water Heater
- Refrigerator
- Stainless Steel Appliance(s)
- Washer
- basement
- Exterior Entry
- Finished
- Full
- Interior Entry
- cooling
- Central Air
- features
- Breakfast Bar
- Double Vanity
- Soaking Tub
- Walk-in Closet(s)
- Master Downstairs
- High Speed Internet
- fireplace
- Family Room
- Gas Log
- Living Room
- flooring
- Hardwood
- heating
- Central
- laundry features
- Other
- view
- Lake
Exterior Information
- features
- Balcony
- Dock
- patio and porch
- Deck
- Patio
- Porch
- roof
- Composition
Property Information
- architectural style
- Traditional
- community
- Clubhouse
- Lake
- Pool
- Tennis Court(s)
- construction
- Vinyl Siding
- hoa fees
- $456.00
- Annually
- lot
- Waterfront
- Sloped
- other structures
- Boat House
- parking
- Garage Door Opener
- Kitchen Level
- Storage
- Boat
- sewer
- Septic Tank
- subdivision name
- Turtle Cove
- utilities
- Electricity Available
- Underground Utilities
- water source
- Private

- Listed By Wally H Cawthon
- waterfrontwally@gmail.com
- (205) 985-2991
- Lake Homes Realty LLC
- (205) 985-2991
- LHRBroker@LakeHomes.com
- MLS 10585813
Tax History
Date | Property Tax | Land | Additions | Tax Assessment |
---|---|---|---|---|
2024 | $6,799 (+9.8%) | $175,700 | $471,860 | $647,560 (+10.1%) |
2023 | $6,193 (-4%) | $175,700 | $412,460 | $588,160 (+14.6%) |
2022 | $6,454 (+25.8%) | $152,000 | $361,340 | $513,340 (+25.8%) |
2021 | $5,128 (+30.2%) | $123,500 | $284,440 | $407,940 (+35.9%) |
2020 | $3,940 | $123,500 | $176,640 | $300,140 |
Tax data provied by Attom
Monthly Payments Calculator
Estimated Monthly Cost
$5,383
30 year fixed·6.9% interest rate
- Principal & Interest
- $4,478
- Property Taxes
- $567
- Home Insurance
- $300
- HOA Fees
- $38
*All calculations are estimates and provided for informational purposes only. Actual amounts may vary.