499 Hemlock Ln 
Spencer, TN 38585

A rare find where nature, comfort, and character come together! Nestled in a gated community with resort-style amenities, this beautifully maintained 3-bedroom, 2-bathroom home offers over 250 feet of creek frontage with peaceful lake views—a true private oasis. Crafted with conventional construction, the home features wood siding and stone accents, blending rustic charm with lasting quality. Inside, you’ll find gorgeous hardwood floors, a cozy inset gas fireplace (easily convertible back to wood-burning), and a warm, inviting layout. The kitchen includes appliances that are just a year old, and the spacious master suite offers a large walk-in shower for added comfort. Step out to your 20x27 screened-in porch and take in the serene creek views, gather around the fire pit, or enjoy time in your garden area. The property also features ample concrete driveway space for parking, leaf guards on the gutters, and fiber optic internet for fast, reliable connection. The climate-controlled one-car subterranean garage includes a workshop and storage area, adding even more functionality to this well-thought-out home. As part of the gated community, you’ll also have access to two large pavilions, a pool, scenic lakes, a general store, and an optional equestrian center for horse lovers. Outdoor furniture is negotiable, making it even easier to move in and start enjoying your peaceful new lifestyle—all for just $479,900. Don’t miss your chance to own this beautiful retreat—schedule your showing today!