Status: Active
396 Cardinal Ln
Toccoa, GA 30577
$445,000
------/mo*
CalculateWelcome to your Lake Hartwell retreat! This 3-bedroom, 2-bathroom lakefront home offers the perfect blend of charm, comfort, and convenience. The home features a spacious kitchen with granite countertops, stainless steel appliances, and a large island, all filled with natural light streaming through the numerous windows. The primary bedroom is located on the main level and includes a cozy sitting area that can be used as an office, nursery, art studio, or powder room. With plenty of space for a large dining table, entertaining is effortless both inside and out. Step onto the expansive deck or relax on the covered porch while enjoying beautiful lake views. Outside, you'll find a two-car carport and an outbuilding that complements the home's exterior, perfect for storage of household items, lawn equipment, or lake toys. The covered slip dock provides direct lake access, while the neighborhood amenities include a private paved boat launch, community dock, clubhouse, swimming pool, tennis court, and open green space. With recent updates including a 7-year-old roof and newer HVAC and hot water heater (approx. 2 years old), this home is move-in ready. Whether you're looking for a weekend getaway or a full-time residence, this property offers everything you need to enjoy the best of Lake Hartwell living.
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- Bedrooms
- 3
- Baths
- 2
- House Size
- 2,520 sqft
- Year Built
- 1987
- Lot Size
- 0.33 ac
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Location
Market Insights
In the last 30 days, homes for sale in 30577, Toccoa, GA were on the market for a median of 42 days and 21.43% of homes sold above list price.
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Get StartedInterior Information
- appliances
- Range
- Oven
- Dishwasher
- Electric Water Heater
- Microwave
- Refrigerator
- Stainless Steel Appliance(s)
- basement
- Daylight
- Finished
- cooling
- Central Air
- Electric
- features
- Master Downstairs
- flooring
- Carpet
- Tile
- heating
- Central
- Electric
- laundry features
- Laundry Room
- In Basement
- view
- Lake
Exterior Information
- features
- Dock
- patio and porch
- Deck
- Screened
- roof
- Other
Property Information
- architectural style
- Other
- community
- Clubhouse
- Lake
- Pool
- Tennis Court(s)
- construction
- Other
- Wood Siding
- hoa fees
- $200.00
- Annually
- hoa includes
- Insurance
- Maintenance Grounds
- lot
- Sloped
- other structures
- Outbuilding
- parking
- Carport
- security features
- Security System
- sewer
- Septic Tank
- subdivision name
- Shorewood Estates
- utilities
- Other
- water source
- Public
- Listed By Nicole Wright
- (706) 297-7480
- soldbyNicoleWright@gmail.com
- Talan Properties LLC
- (706) 297-7480
- michelleivester01@gmail.com
- MLS 10615530
Tax History
Date | Property Tax | Land | Additions | Tax Assessment |
|---|---|---|---|---|
| 2024 | $3,692 (+21.2%) | $86,897 | $216,233 | $303,130 (+18.5%) |
| 2023 | $3,046 (+14.1%) | $86,897 | $168,932 | $255,829 (+14.1%) |
| 2022 | $2,669 (0%) | $64,606 | $159,532 | $224,138 (+4.7%) |
| 2021 | $2,669 (-0.3%) | $64,606 | $149,491 | $214,097 (+0.2%) |
| 2020 | $2,678 | $64,606 | $149,031 | $213,637 |
Tax data provied by Attom
Monthly Payments Calculator
Estimated Monthly Cost
$2,869
30 year fixed·6.9% interest rate
- Principal & Interest
- $2,345
- Property Taxes
- $308
- Home Insurance
- $200
- HOA Fees
- $17
*All calculations are estimates and provided for informational purposes only. Actual amounts may vary.
