1. Overview
  2. Location
  3. Interior
  4. Exterior
  5. Property
  6. Schools
  7. Tax
  8. Calculator
  9. Similar
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Status: Active

3950 Ryans Lake Ter 
Cumming, GA 30040

$1,200,000

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Experience luxury living in a secluded, prime location on 3.76 wooded acres in Ryan's Bluff at Kelly Mill. This open concept estate features a gourmet kitchen with granite countertops, island, stainless appliances, pot filler, vegetable sink, and bay window in the eat-in area. Main level includes family room with stacked-stone fireplace, formal dining and living rooms, office, and two wood-burning fireplaces. Upstairs offers large primary suite, guest bedroom with private bath, two bedrooms sharing Jack-and-Jill bath, generous bonus room, and laundry. Finished terrace level adds two bedrooms, full bath, rec space, and additional washer/dryer connection. Equestrian-friendly with fenced areas, trailer parking, 3-car garage, boat/RV parking, and serene wooded setting. Convenient to top schools, shopping, and dining.
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Bedrooms
6
Baths
5
House Size
5,422 sqft
Year Built
1997
Lot Size
3.76 ac

Location

Market Insights

In the last 30 days, homes for sale in 30040, Cumming, GA were on the market for a median of 24 days and 11.63% of homes sold above list price.

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Interior Information

appliances
Dishwasher
Disposal
Electric Cooktop
Electric Oven
Electric Water Heater
Gas Water Heater
Microwave
Self Cleaning Oven
basement
Daylight
Exterior Entry
Finished
Full
Walk-out Access
cooling
Ceiling Fan(s)
Central Air
features
Eat-in Kitchen
Pantry
In-law Floorplan
Kitchen Island
Bookcases
Cathedral Ceiling(s)
Crown Molding
Double Vanity
High Speed Internet
Recessed Lighting
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
fireplace
Basement
Decorative
Family Room
Gas Log
Great Room
Stone
flooring
Carpet
Ceramic Tile
Hardwood
Other
heating
Heat Pump
Natural Gas
laundry features
In Basement
Laundry Room
Upper Level
view
Neighborhood
Trees/woods
Other
window features
Bay Window(s)
Insulated Windows

Exterior Information

features
Garden
Gas Grill
Lighting
Private Entrance
Private Yard
fence
None
patio and porch
Deck
Front Porch
Patio
Side Porch
pool
None
road surface
Asphalt
roof
Composition

Property Information

architectural style
Traditional
community
Other
construction
Hardiplank Type
Stone
foundation
See Remarks
hoa fees
$300.00
Annually
lot
Back Yard
Cul-de-sac
Landscaped
Level
Private
Wooded
other structures
None
parking
Attached
Driveway
Garage
Garage Door Opener
Garage Faces Side
Parking Pad
security features
Security System
Secured Garage/parking
Security System Owned
sewer
Septic Tank
subdivision name
Ryans Bluff
utilities
Electricity Available
Natural Gas Available
Phone Available
Sewer Available
Water Available
Other
water source
Public
  • Listed By Kelli Easterling
  • (678) 362-3999
  • Real Broker, LLC.
  • (855) 450-0442
  • membership@therealbrokerage.com
  • MLS 7658768

Tax History

Date

Property Tax

Land

Additions

Tax Assessment

2025$10,048 (+13.7%)$427,700$596,650$1,024,350 (+7%)
2024$8,838 (+13.5%)$376,000$581,010$957,010 (+11.7%)
2023$7,790 (-8.5%)$413,600$443,350$856,950 (+39.2%)
2022$8,509 (0%)$263,200$352,490$615,690 (0%)
2021$8,509 (+25.1%)$263,200$352,490$615,690 (-3.7%)
2020$6,801$263,200$376,110$639,310

Tax data provied by Attom


Monthly Payments Calculator

Estimated Monthly Cost

$7,485

30 year fixed·6.9% interest rate
Principal & Interest
$6,323
Property Taxes
$837
Home Insurance
$300
HOA Fees
$25
%

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*All calculations are estimates and provided for informational purposes only. Actual amounts may vary.
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