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Listed by LPT REALTY LLC

Status: Active

3691 Center Cir 
Largo, FL 33774

$1,350,000

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A Rare Waterfront Gem with Massive Income Potential in Largo’s Harbor Hills! This isn’t just a home—it’s a powerhouse investment opportunity wrapped in the beauty of Florida coastal living. Nestled at the end of a quiet cul-de-sac in the coveted Harbor Hills neighborhood, this spectacular 4-bedroom, 3-bath waterfront residence spans 2,378 square feet and offers jaw-dropping open water views, direct Gulf access, and an enviable 102 feet of water frontage. Currently operating as a high-performing, fully booked Airbnb, this property is already city-approved and inspected for short-term rental use by the City of Largo. With multiple six-figure gross income potential, this is a rare opportunity to own a turnkey income-generating machine, vacation retreat, or dreamy full-time residence—all in one and a business that works while you sleep. Inside, you'll find soaring elegance with luxurious travertine flooring, granite countertops, and spa-style ensuite bathrooms. The open-concept kitchen features a wide expanse of counters, solid wood cabinetry, sleek appliances, and abundant storage—perfect for entertaining or hosting guests. The dining area’s electric fireplace adds a cozy, refined touch to evening meals and gatherings. The primary suite offers a true retreat with glass sliders opening to the pool deck, a generous walk-in closet, and a private ensuite bath. Guests will enjoy their own beautifully appointed bedrooms and bathrooms, each offering privacy and comfort ideal for vacation rentals or extended stays. Step outside; whether you're soaking in the sun or entertaining guests, the private heated pool and expansive patio deliver a resort-style experience. Enjoy serene water views, multiple seating areas, and the perfect backdrop for unforgettable Florida sunsets. Boaters will love the 10,000 lb boat lift and direct Gulf access, putting adventure right at your back door. This home blends luxury and durability with a 50-year barrel tile roof, hurricane-rated windows, dual-zone HVAC, a tankless water heater, and a new paver circular driveway added in 2023. Everything has been thoughtfully maintained and updated to ensure ease of ownership and peace of mind for years to come. With no HOA and no CDD, this home gives you total freedom to enjoy, rent, or live on your terms. Minutes from world-class beaches, fine dining, and shopping, this Harbor Hills stunner combines luxury, location, and limitless potential. Whether you’re looking to build a portfolio, enjoy seasonal escapes, or settle in paradise full-time—this property delivers on every front. Call now and schedule your viewing today!
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Bedrooms
4
Baths
3
House Size
2,378 sqft
Year Built
1972
Lot Size
0.21 ac

Location

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Interior Information

appliances
Convection Oven
Dishwasher
Microwave
Range
Refrigerator
Tankless Water Heater
Water Softener
Wine Refrigerator
cooling
Central Air
features
Built-in Features
Crown Molding
Eat-in Kitchen
Stone Counters
Walk-in Closet(s)
fireplace
Electric
Living Room
heating
Central
laundry features
Laundry Room
view
Canal
Water

Exterior Information

features
Lighting
patio and porch
Deck
Patio
Porch
pool
Gunite
In Ground
Private
road surface
Other
roof
Tile

Property Information

construction
Block
Stucco
foundation
Slab
lot
Waterfront
parking
Garage Door Opener
Garage Faces Side
Attached
sewer
Public Sewer
subdivision name
Harbor Hills 1st Add
utilities
Cable Available
Cable Connected
Electricity Connected
Sewer Connected
Water Connected
water source
Public
  • Listed By Andrew Duncan
  • (813) 359-8990
  • LPT REALTY LLC
  • (813) 359-8990
  • flbrokers@lptrealty.com
  • MLS TB8411688

Monthly Payments Calculator

Estimated Monthly Cost

$8,538

30 year fixed·6.9% interest rate
Principal & Interest
$7,113
Property Taxes
$1,125
Home Insurance
$300
HOA Fees
$0
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*All calculations are estimates and provided for informational purposes only. Actual amounts may vary.
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