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Listed by ENGEL & VOLKERS ST. PETE

Status: Active

120 Carlyle Cir 
Palm Harbor, FL 34683

10% Drop

$999,000

$900,000

------/mo*
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Welcome to INDIAN BLUFF ISLAND, where it's all about INSTANT EQUITY & LOCATION!!! This rare WATERFRONT gem offers DIRECT GULF ACCESS and sits in a quiet CUL-DE-SAC just seconds FROM THE GULF OF MEXICO where there is ENDLESS WATER ADVENTURES—jet skiing, boating, fishing, kayaking, paddleboarding, and more! Expertly remediated after recent storms, and redesigned to comfortably fit 4 Bedrooms/ 4 Bathrooms & a Bonus Room, this home features all-new drywall, updated electrical, and a BRAND-NEW ROOF (JUNE 2025), this home is ready for its new owner to plug and play by ADDING THE COSMETIC FINISHES of their dreams. Featuring grand CATHEDRAL CEILINGS with breathtaking WATER VIEWS, TWO FIREPLACES in the Formal Living Room & Family Room, and 2 ADDITONAL BONUS SPACES perfect for a home office, man cave, library, or even a 4th and 5th bedroom—this property has ENDLESS POTENTIAL! The PRIVATE DOCK with 20,000lb BOAT LIFT AND 8-YEAR-OLD SEAWALL make it a BOATER’S PARADISE, and with homes in the area selling for $3M+, you’ll be tapping into INSTANT EQUITY the moment you move in. CASH, CONVENTIONAL, RENOVATION, FHA 203K’S, OR HARD MONEY OFFERS ARE ALL WELCOME! This is your chance to CREATE YOUR ULTIMATE WATERFRONT DREAM home at a steal—before it’s gone!
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Bedrooms
4
Baths
4
House Size
2,448 sqft
Year Built
1962
Lot Size
0.33 ac

Location

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Interior Information

appliances
None
cooling
Central Air
features
High Ceilings
Other
Vaulted Ceiling(s)
Walk-in Closet(s)
fireplace
Wood Burning
flooring
Ceramic Tile
Concrete
Tile
heating
Central
Space Heater
laundry features
Inside
Laundry Room
view
Canal
Water

Exterior Information

features
Other
Dock
fence
Chain Link
Other
Vinyl
Wood
road responsibility
Public Maintained Road
road surface
Paved
roof
Shingle

Property Information

community
Park
Sidewalks
construction
Block
Concrete
foundation
Slab
lot
Cleared
Cul-de-sac
Paved
Waterfront
parking
Boat
Driveway
Oversized
Attached
sewer
Public Sewer
subdivision name
Indian Bluff Island 3rd Add
utilities
Cable Available
Electricity Available
Other
Phone Available
water source
Public
  • Listed By Romana Simplice
  • (727) 295-0000
  • ENGEL & VOLKERS ST. PETE
  • (727) 295-0000
  • leisa@eteamsp.com
  • MLS TB8413795

Monthly Payments Calculator

Estimated Monthly Cost

$5,792

30 year fixed·6.9% interest rate
Principal & Interest
$4,742
Property Taxes
$750
Home Insurance
$300
HOA Fees
$0
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