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Listed by SMITH & ASSOCIATES REAL ESTATE

Status: Active

1005 Main St 
Safety Harbor, FL 34695

14% Drop

$1,099,000

$950,000

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A true Safety Harbor original—full of warmth, charm, and history. 1005 Main Street isn’t just a home—it’s a front-row seat to one of Florida’s most beloved small towns. Built in 1915, two years before the town was officially founded, this 3-bedroom, 2-bath plus den Craftsman Bungalow sits proudly on a rare double lot right at the edge of downtown. From the moment you step onto the string-lit front porch, the home feels like something out of a storybook. Inside, nearly 2,600 square feet unfold with refinished original hardwood floors, coffered ceilings, a cozy window bench, and built-in details throughout. The main level features a welcoming front sitting room, a large dining area, and a living room that flows seamlessly into the heart of the home—the kitchen. The kitchen is warm, inviting, and full of character. Fully reimagined in 2020, it features quartz countertops, a marble backsplash, and a showpiece ILVE gas range framed by an arched brick wall built with reclaimed brick from Ybor City in Tampa. Just off the kitchen, the laundry and mudroom combo adds both function and charm, complete with a custom indoor dog wash station—perfect for post-park cleanups or muddy paws after a downtown stroll. Downstairs also includes a guest bedroom and full bath, along with a flexible den or office space. Upstairs, the spacious primary suite includes an ensuite bath and walk-in closet, while the third bedroom brings in tons of natural light and charm. Out back, the fully fenced yard offers a peaceful escape with artificial turf, mature trees, and a courtyard-style layout. Alley access, a circular driveway, and a detached shed offer added convenience. Approved for a pool, garage, or ADU, this rare double lot offers privacy when you want it and walkability to downtown when you don’t—the best of both worlds. The home has been consistently cared for and thoughtfully updated. In 2020, the kitchen, family room, and laundry area were completely redone, along with new hardwood floors and custom finishes. Both bathrooms have been refreshed, and the upstairs bath received a full update in 2013. There are two central AC units—one just a few years old—the gas tankless water heater adds efficiency, and the standing seam metal roof had all its fittings replaced in 2020. Plumbing has been upgraded with PVC, including a full sewer line replacement, and the electrical system includes two updated breaker panels. Spray foam insulation helps with year-round comfort, and foundation piers were redone in 2013. A brand-new wood fence was added in 2025, the yard includes artificial turf, and the landscaping has been professionally maintained, with tree trimming in both 2023 and 2025. Other thoughtful touches include a 10x10 custom shed, full irrigation system, water softener, and string lighting that brings a cozy glow to the porch and backyard. The home sits in Flood Zone X—no flood insurance required—and has never had storm damage. It’s high and dry, solid and sound, and ready for the next chapter. And the best part? You’re just steps from everything downtown Safety Harbor has to offer. Walk or hop in the golf cart to Gigglewaters, The Brinehouse, HavenHouse Coffee, Water Oak, and the Sunday Market. With art festivals, live music, and local favorites all around, this home isn’t just a place to live—it’s a lifestyle. This is more than just one of Safety Harbor’s original homes. It’s one of its most admired—and now it’s ready to be part of someone else’s story.
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Bedrooms
3
Baths
2
House Size
2,550 sqft
Year Built
1915
Lot Size
0.24 ac

Location

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Interior Information

appliances
Dishwasher
Disposal
Dryer
Gas Water Heater
Range
Refrigerator
Tankless Water Heater
Washer
Water Softener
basement
Crawl Space
cooling
Central Air
features
Built-in Features
Coffered Ceiling(s)
Crown Molding
High Ceilings
Stone Counters
Walk-in Closet(s)
fireplace
Family Room
Wood Burning
flooring
Carpet
Wood
heating
Central
laundry features
Laundry Room

Exterior Information

features
Dog Run
Lighting
Other
Rain Gutters
Storage
fence
Fenced
Other
Wood
road surface
Asphalt
Concrete
roof
Metal

Property Information

community
Street Lights
construction
Frame
foundation
Pillar/post/pier
lot
Corner Lot
Landscaped
other structures
Shed(s)
parking
Alley Access
Circular Driveway
Driveway
Parking Pad
sewer
Public Sewer
subdivision name
Seminole Park Rev
utilities
Cable Available
Natural Gas Available
Cable Connected
Electricity Connected
Natural Gas Connected
Sewer Connected
Water Connected
water source
Public
  • Listed By Holton Irwin
  • (813) 839-3800
  • SMITH & ASSOCIATES REAL ESTATE
  • (813) 839-3800
  • nphillips@smithandassociates.com
  • MLS TB8391606

Monthly Payments Calculator

Estimated Monthly Cost

$6,097

30 year fixed·6.9% interest rate
Principal & Interest
$5,005
Property Taxes
$792
Home Insurance
$300
HOA Fees
$0
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